Attorneys for Rideshare Accidents & Injuries

Rideshare companies are on the rise. While they can offer incredible convenience for passengers, they can also put people at risk due to industry pressures.

Uber, Lyft, and similar rideshare apps, for example, put pressure on their drivers to not only find more and more passengers, but to get them to destinations as quickly as possible. This pressure can lead to unsafe practices, such as speeding and distracted driving. As a result, taxis and ridesharing vehicles can—and do—frequently cause car crashes that leave innocent people with serious injuries and overwhelming medical bills.

If you or someone you love is the victim of an at-fault driver during an Uber or Lyft accident, contact the qualified legal team at Susan E. Loggans & Associates to get in touch with an experienced rideshare accident attorney.

How Rideshare Insurance Complicates Claims

When a taxi or ride sharing vehicle is involved in any kind of vehicle accident, numerous parties can sustain injuries. This enhanced liability means stricter policies and guidelines for carrying auto insurance policies. The City of Chicago, for example, requires taxis to carry automobile liability insurance policies with a minimum limit of $350,000 per incident. Rideshare insurance coverage can be much more complicated, however.

Uber and Lyft, for instance, both provide $1 million in liability coverage per incident. Such coverage only applies when the Lyft or Uber driver is at fault and was carrying passengers, though. When Uber and Lyft drivers are “off duty,” meaning they have no passengers and have not accepted any new ride requests, the liability limits are much lower.

Furthermore, because of the higher required minimum insurance limits for taxi and rideshare drivers, rideshare companies often argue that their drivers are independent contractors. This designation would help the rideshare companies avoid liability.

These complications can make it difficult for rideshare accident victims to correctly file insurance claims and police reports, as well as get compensation from negligent drivers.